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Product

Pega Collections

Recover more. Protect relationships. Stay compliant – every time. Real-time AI that balances recovery with the human side of collections.

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Collections is under pressure. Pega takes it off.

Rising debt volumes. Tighter regulations. Customers who expect to be treated like people, not accounts. Legacy systems can’t keep up – and the cost shows up in recovery rates, compliance risks, and customer churn.

Pega changes that equation.

Digital empathy meets intelligent action

Pega Collections combines real-time AI with intelligent workflow automation to protect customer relationships without sacrificing recovery. From early-stage delinquency to complex default management, Pega reads every situation – so every interaction is personalized, compliant, and optimized for the best possible outcome.
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The complete collections solution

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Drive smarter decisions

  • Real-time AI decisioning: Determine the next best action for every customer, in every moment.

  • Adaptive intelligence: Respond instantly as customer behaviors and economic conditions shift.

  • 1:1 engagement: Deliver personalized recommendations that resolve debt while preserving loyalty.

Orchestrate intelligent collections

  • Dynamic workflows: Seamlessly coordinate promises-to-pay and complex exceptions.

  • Agent guidance: Empower teams with real-time, AI-recommended steps during every call.

  • Automated compliance Enforce policy and regulatory requirements automatically across the entire lifecycle.

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Elevate customer experience

  • Omnichannel consistency: Deliver a seamless experience across voice, web, and mobile.

  • Smarter self-service: Make it easier for customers to resolve payments independently through digital channels.

  • Empathetic interactions: Personalize every touchpoint with clarity, confidence, and fair treatment.

Take collections to the next level with these related capabilities

Knowledge Buddy

Give collectors instant, AI-powered answers so they can resolve issues before they escalate.

Robotic Process Automation

Cut manual tasks and free your teams to focus on what AI can’t do alone.

Co-browse

Guide customers through complex digital forms in real time – and resolve defaults faster.

DocSign integration

Close agreements faster with integrated, paperless digital signatures.

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Trusted in highly regulated environments

Leading financial institutions rely on Pega to modernize collections through AI-driven decisioning and compliant engagement.

Citi reimagines forbearance with smarter workflows and increased controls.

Read the case study
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Collections that work for everyone

Increase recovery. Reduce risk. Maintain total compliance – without compromising the customer relationship.

Try it out
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